Payment infrastructure.Built sharp. Shipped fast.
A self-hosted UPI payment gateway with three-wallet architecture — Collection, Payout, and Hold — admin approvals, API integration kit, and TOTP 2FA out of the box.
Three wallets.
One system of record.
Separate the flow of inbound settlements, outbound disbursals, and held funds for disputes — with full admin visibility and manual-or-auto transfer controls.
All inbound UPI funds land here instantly via webhook with UTR.
Dispatch funds via IMPS / NEFT / RTGS — manual or auto-settled.
Reserve / chargeback / dispute amounts — admin controlled.
Everything a finance ops team ships with.
Fine-grained operational control
- Create users (no self-signup)
- Add / reverse fund per wallet
- Move to Hold on demand
- Manual Collection → Payout
- Instant block / unblock
- Approve IP whitelist requests
TOTP 2FA + IP Whitelist
Google Authenticator for every user & admin. IP whitelist requests require explicit admin approval.
Real-time webhooks
Both payin and payout callbacks ship with UTR, gateway txn id and amount.
Integration Kit
Drop-in REST API: generate QR, check status, initiate payout. cURL / Node / PHP / Python samples.
Engineered for throughput
Plug it into your stack in 5 minutes.
Authenticate with secretkey + saltkey. A clean REST surface for fast UPI integration into your stack.
- POST /api/v1/payin/qr
- POST /api/v1/payin/status
- POST /api/v1/payout/initiate
- POST /api/v1/payout/status
- POST /api/v1/balance
curl -X POST \
https://your-gateway.example.com/api/v1/payin/qr \
-H "Content-Type: application/json" \
-H "secretkey: SK_xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx" \
-H "saltkey: ST_xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx" \
-d '{"amount": 499}'
# Response
{
"ok": true,
"txn_id": "PI1a2b3c4d5e6f",
"qr_url": "https://upi-checkout.example.com/...",
"checkout_url": "https://upifastpe.example.com/order/..."
}Admin-only onboarding
Users cannot self-register. Every merchant is created, vetted and provisioned by our internal admin team — with API credentials, callback URLs and IP whitelist under manual control.
Request OnboardingAlready a merchant?
Head to your user panel to generate UPI QR codes, initiate payouts, pull transaction history and grab your integration kit.
Go to Dashboard